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Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts

Thursday, October 3, 2019

Welcome to day 3 of the worst month of the year.

I am setting here listening to the fans running in the bathroom where the now defunct washer sets and in the bedroom downstairs where the water eventually stopped.  Last night the washer float stuck.  Since nobody was paying attention, it continued to over flow until Mike went down stairs and found water gushing from the ceiling into his tool box.  That got our attention.

I stood in ankle deep water to unplug the washer and turn off the cold water valve.  Yes, God is good or I would be a fried tomato today.  Now I face a day of dealing with the insurance company and hoping that this can be taken care of in a timely manner.  I want so bad to put the little Laugh Out Loud emoji here, because I do not think "over flowing water" and "the ceiling of the basement" an ever be a good thing.  It would be nice if it would just dry up and go away, but I hear little voices in my head saying "wet dry wall", "black mold" and things like that.  And no where in this scenario do I see the words "timely manner" appear.

But here is the deal, it is what it is.  No way around it.  I just flashed back to my second husband when I used the words "It is what it is".  That hit a chord in his brain that turned him into a raving lunatic, but there in again, "It is what it is."  Back to my dilemma. Today is the day I had planned to freeze my Pueblo Chile so I can have lots of green chile when company comes.  They count on it.  I will see how long the insurance guy takes.

I do have a theory, though.  I think dark thoughts draw bad Karma.  Rather then dwell on how bad October is, I need to concentrate on the good October brings.  First my birthday.  Surely I have made someone happy some where and so rather then railing against my birth, I should actually be celebrating.  Tomorrow is Sam's birthday and while all my kids have been blessings, he is the man child who will take care of me in my old age.  Yes, we will do it that way!  I am not going to be sad, I am going to be happy.

I will deal with my brother's birthday in just a couple days and this year I am going to only find good in it.  Watch for that one on Saturday.  I loved that boy and think of him every day.

Now for good thoughts on the flood of last night.  That damn floor was needing cleaned any way and it got a very good cleaning last night! I used all my towels to soak up the water and now have no washer to wash them in, but it is what it is.  There is a laundromat some where that will welcome my business,

 So I am going to pick up chile's today and deal with the insurance and thank my God above for mopping the floor!

Peace to all!  It is going to be a beautiful day!

Tuesday, February 13, 2018

So now what?

I am very naïve.  I have insurance on my car.  Full coverage to be exact.  I never use it.  I just have it.  My son bought an older car second car for 2 reasons.  First they needed an automatic because they needed a car for Amanda to drive since she does not drive a stick.  And his car gets like 13 miles to the gallon.  They live in Florence and he works in Pueblo and goes to the PCC here.

This was all working well and life was looking good until he was leaving work and some yoyo ran a stop sign, broadsided him and spun him head on into a third car.  Bret's car was totaled.  Of course Mr. Yoyo got a ticket.  His insurance called Bret that night and told him they would get him a rental car until they could replace his car.  Medical bills would be taken car of.  Well, here we are on the third week.  No, they do not pay medical.  No rental car has been forth coming and no one seems to want to talk to Bret.

So some one out there should be able to tell us what the next step is.  We called our lawyer, but he is not interested unless there is a big medical bill.  Since the kid HAS to work, and he HAS to go to school he really does not have time to be doctoring.  Life does go on.  And he needs another car that is dependable and gets good gas mileage like the one he had before someone totally ruined it.  I guess I am looking for a voice of experience to tell us what course to take rather then just set here and wish we knew what to do.

Any ideas?

Thursday, February 14, 2013

No call lists and unsubscribe emails.

Seems like every couple weeks my e-mail box begins to fill up overly quickly.  This is because AOL does not kick everything that is spam over to the spam box which I can delete.  And when I delete the spam I am really not solving anything, because they just send more.  So I read each one until I reach the unsubscribe link and go that way.  So today I cut the ties on super cheap Viagra, declined funding Diane De Gette's run for congress, lost the contact with match.com, lost my chance at a time share and unsubscribed from Adstars 5 times.  I feel good about all this though I do resent having to unsubscribe from something I never subscribed to in the first place.
I have had lord only knows how many phone calls from companies wanting to sell me supplemental insurance and this confuses me.  I was under the impression there is only a small window of time that I can change insurances with, but they do not seem to have any time limit on when they can call and ding away at me.  Seems like the "Do Not Call" list is just a list and nothing really happens because it does not really stop anyone from calling.
Oh, and a survey!  Click.
And I am still fielding phone calls for a grandson that lived here  13 years ago and someone else who never lived here, but used my phone number for what ever reason.  And try to tell these people that I have lost contact numbers for them.
Oh, and today was Valentine Day so in honor of the big occasion, I dug out my wedding rings, just so I can remember that once upon a time, Valentine's Day actually mattered.  And better days are ahead.  Sam will be here on Saturday and so will two of the girls.  And I have a quilt in the quilter, the towels are off the loom and life in general is still good.  Or as good as it gets around here.
 

Saturday, January 28, 2012

Well, life suddenly makes no sense at all!

Got my insurance bill the other day and it rather ticked me off.  I carry full coverage, medical, towing, and all the good stuff.  The one I resent is the premium I pay for "Uninsured Motorist".  Excuse me.  What did I miss here?  Isn't there a law on the books that says I have to have car insurance to drive in Colorado?  I have to show my proof of insurance when I get a tag for my vehicle.  Was this a special law that was written for me alone? 
So I think the way this works is if I crash into someone,you can rest assured it will not be my fault because I am the most defensive driver in the whole world.  So if this happened in a perfect world my insurance would pay for his car and his would pay for mine, sort of a way to say, "Hey guys, accidents happen."  So if he did not have insurance, it would be fair if my insurance paid for my car.  This is in a perfect world.
But here I am with insurance on my car for me and an "Uninsured Motorist".   So I am assuming that the "Uninsured Motorist" premium I pay will kick in and pay to fix my car.  So, does my insurance now pay to fix his car?  I certainly hope not.  So if it does not, and it sure as hell better not, what does my insurance do?  Is this "Uninsured Motorist" something I pay just as a way of hedging a bet that I am the only one on the road out there with insurance?
Now, I had to have proof of insurance to get my tag. So how did he get his?  The state keeps better records than that.  If I forget to take my card when I renew my tag and I quite by accident get a kind clerk at the tag place, they will look on the computer and see that my insurance is indeed paid.  So can't they know when Joe Blow let his policy lapse and declare his tag illegal?
You know, they talk about inequality in taxes and all especially during the election, but is this fair?  I understand that I need insurance, but why do I need to buy insurance against the person who does not obey the law?  And if he should get a ticket for no insurance, who gets the money?  I paid the premium, but the judical system gets the money!  Fair play?  I think not.


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Friday, September 10, 2010

The ugly head of my political beliefs has once more reared it's head!

I remember way back when I was a kid, my mother told me something I did not understand, but through the years has became the backbone of my beliefs.  Mama told me, "Do not ever discuss religion or politics with your friends."  I have always carried this in the back of my mind. 

I do not discuss religion.  Everyone who knows me knows what my thoughts are on the subject and they know where to find me every Sunday morning.  Very few venture to find fault with the fiber that keeps my world in balance and for that I am grateful!

But now the politics is an entirely different matter.  Under no conditions am I allowed to keep those thoughts to myself, so let me tell you how it is.  I apparently am a "Bleeding Heart Liberal and would like to see the country turned into socialistic society and my children and grand children saddled with a debt they can never pay, ..." and I do not remember the rest of the conversation because it was like a Gatling gun going off in my brain. You may think those statements are a tad bit radical, but since I could not get a word in edgewise I fully intend to set here in the solitude of my office and tell anyone who is interested just what I do believe in and why.  no interruptions and if you get tired of reading there is a little x up in the right hand corner that will silence me!

 1.  I believe in truth, justice and the American Way, just like Superman!
 2.  I believe in life, liberty and the pursuit of happiness as long as I do not infringe on someone else's happiness.
 3.  I believe we should all have a chance at the golden ring.
 4.  I believe I should be able to walk down the street without being intimidated by someone bigger than me.
 5.  I believe I should be safe in my home and be able to protect myself and my family by whatever means.
 6.  I do not want  my son to choke and gasp for breathe because he is not covered by insurance because he has a pre-existing condition of asthma.
 7.  I believe my tax dollars should go for something besides bullets to kill some one in another country when my own country is in turmoil and people are dying in the streets here from hunger, stray bullets, drugs and the endless litany of ills and woes.
 8.  I believe children should be safe to grow up in their own homes and that child abusers should be stoned.
 9.  Drugs should be illegal, oh wait, they are!  I believe laws should be enforced.
10. I don't think animals should be mistreated.
11. I believe you and I were created equal, regardless of the color or our skin, male or female, short or tall, gay or straight, rich or poor.
12. I believe the government will do what the government does and if this administration screws it up, another one will screw it up worse. That is how it has always been and that is how it will always be and I am not personally responsible for what Bush, or Obama or anyone did  or will do. You may holler all you want it will not change a damn thing!

So you can call me a "Bleeding Heart Liberal", but here you have what I think and and now I have said it myself.  You go to your church and I'll go to mine, but we'll both walk along together........or not.

Disclaimer: If I have offended anyone with this missive, I apologize. Try to remember that I did have that rule about not discussing politics or religion and I made the rule for a reason. So, leave me a comment, call...or not.

Another year down the tubes!

Counting today, there are only 5 days left in this year.    Momma nailed it when she said "When you are over the hill you pick up speed...